Home Ownership
Start Your Housing Journey With Trusted Guidance
Central Virginia Housing connects residents with homebuyer education, housing resources, and experienced professionals who can help you prepare for stable housing and future homeownership.
Whether you are exploring your first home purchase or looking for trusted housing resources, we are here to help.
Services Offered
Homebuyer Education
We can connect you with homebuyer education classes throughout the year covering:
- Credit readiness
- Budgeting for ownership
- Mortgage basics
- Down payment assistance
- The buying process
- Closing preparation
Future Affordable Ownership Opportunities
CVH is working to expand affordable homeownership opportunities in our region through initiatives such as:
- Community Land Trust partnerships
- New ownership developments
- Workforce housing pathways

PLEASE NOTE: Central Virginia Housing previously offered in-house housing counseling services. Due to funding changes, we now connect residents to trusted education and referral resources.
LENDER RESOURCES
Housing Links
- Guide to Landlord-Tenant Law & Local Rental Housing: Planning District 16
- Guide to Landlord-Tenant Law & Local Rental Housing: Westmoreland
- Fredericksburg Homeownership Assistance Program Overview
- Fredericksburg Homeownership Assistance Program Application
- Find a HUD Certified Housing Counselor
- Virginia Housing Approved Lenders (with local partners highlighted)
- Home Loan Options eBook




